Next Base Guide

Navy base

Norfolk, Virginia

Naval Station Norfolk

Updated

This is a personal guide. It is not affiliated with, or endorsed by, the Department of Defense, any U.S. military service, or any base office. Allowances can change twice a month. Confirm with your housing office and finance before you sign.

Allowances and rates

Last checked:

BAH is grouped by pay grade. Dollar amounts are rounded.

Locality VA298 Norfolk, Portsmouth

BAH, with dependents

Paygrade Monthlyceiling(USD) Approx.USD
E-1 to E-4 $2,229 ≈ $2,229
E-5 $2,430 ≈ $2,430
E-6 $2,559 ≈ $2,559
E-7 $2,604 ≈ $2,604
E-8 $2,661 ≈ $2,661
E-9 $2,796 ≈ $2,796
W-1 $2,574 ≈ $2,574
W-2 $2,628 ≈ $2,628
W-3 $2,697 ≈ $2,697
W-4 $2,832 ≈ $2,832
W-5 $3,000 ≈ $3,000
O-1E $2,613 ≈ $2,613
O-2E $2,685 ≈ $2,685
O-3E $2,859 ≈ $2,859
O-1 $2,454 ≈ $2,454
O-2 $2,556 ≈ $2,556
O-3 $2,694 ≈ $2,694
O-4 $3,054 ≈ $3,054
O-5 $3,318 ≈ $3,318
O-6 $3,342 ≈ $3,342
O-7+ $3,366 ≈ $3,366

Source: DTMO BAH Rate Lookup, locality VA298 Norfolk, Portsmouth. Calendar year 2026, rates effective 1 Jan 2026.

BAH, without dependents

Paygrade Monthlyceiling(USD) Approx.USD
E-1 to E-4 $1,707 ≈ $1,707
E-5 $1,908 ≈ $1,908
E-6 $2,043 ≈ $2,043
E-7 $2,235 ≈ $2,235
E-8 $2,463 ≈ $2,463
E-9 $2,487 ≈ $2,487
W-1 $2,166 ≈ $2,166
W-2 $2,460 ≈ $2,460
W-3 $2,496 ≈ $2,496
W-4 $2,562 ≈ $2,562
W-5 $2,616 ≈ $2,616
O-1E $2,427 ≈ $2,427
O-2E $2,481 ≈ $2,481
O-3E $2,547 ≈ $2,547
O-1 $2,022 ≈ $2,022
O-2 $2,367 ≈ $2,367
O-3 $2,505 ≈ $2,505
O-4 $2,601 ≈ $2,601
O-5 $2,625 ≈ $2,625
O-6 $2,673 ≈ $2,673
O-7+ $2,718 ≈ $2,718

Source: DTMO BAH Rate Lookup, locality VA298 Norfolk, Portsmouth. Calendar year 2026, rates effective 1 Jan 2026.

Other figures

Item Amount
COLA Check current rate

COLA: DTMO CONUS COLA lookup.

Naval Station Norfolk uses military housing area VA298. ZIP 23511 and ZIP 23505 return the same rates.

Housing allowance

On-base housing

  • Accompanied members may choose privatized housing or the community.
  • Check in at the housing service center on arrival.
  • The center is Building SDA-337, 7924 14th Street.
  • That address is Norfolk, VA 23505.
  • Hours are Monday through Friday, 7:30 am to 4:00 pm.
  • Housing center: [email protected]
  • The page names Liberty Military Housing as the partner.
  • Renters insurance is strongly encouraged.
  • HEAT lets members apply before or after orders.
  • More on privatized housing is on the CNIC PPV page.
  • Most E-1 through E-3 must live in unaccompanied housing.
  • So must most E-4s with under four years of service.
  • Some E-4s may have to live on base if space allows.
  • More senior personnel may be eligible to live there.
  • Check in at Willis Manor, Building X2, 1900 Powhatan.
  • That address is Norfolk, VA 23511.
  • The quarterdeck is open 24 hours.
  • Geographic bachelors normally may not live in those quarters.
  • The page says they receive BAH with dependents.

Community housing

  • Housing staff inspect community rentals for suitability.
  • They also review leases.
  • Check in even if you plan to rent in town.

Before you sign

  • Confirm locality VA298 for ZIP 23511 or ZIP 23505.
  • Use the row for your grade and dependent status.
  • Ask the housing center to review the home before you sign.

Update log

Date Change
17 Oct 2026 First version. BAH from the DTMO lookup for calendar year 2026. Housing rules from the NAVSTA Norfolk housing page.

Suggest a correction Never include personal info like your SSN or DoD ID.

Questions

What BAH locality covers Naval Station Norfolk?

The DTMO lookup for ZIP 23511 names Norfolk and Portsmouth as VA298. ZIP 23505, the housing office, returns the same area and the same rates.

Can families live off base?

Accompanied members may choose privatized family housing or the community. Check in at the housing service center on arrival.

Who must live in unaccompanied housing?

Most E-1 through E-3 must live in unaccompanied housing. So must most E-4s with under four years of service. More senior Sailors may be eligible.