Army base

Fort Drum, New York

Fort Drum

Updated

This is a personal guide. It is not affiliated with, or endorsed by, the Department of Defense, any U.S. military service, or any base office. Allowances can change twice a month. Confirm with your housing office and finance before you sign.

Pay calculator for this base.

Allowances and rates

Last checked:

BAH is grouped by pay grade. Dollar amounts are rounded.

Locality NY225 Fort Drum/Watertown

BAH, with dependents

BAH, with dependents, locality NY225. Last checked 17 Oct 2026.
Paygrade Monthlyceiling(USD) Approx.USD
E-1 to E-4 $1,569 ≈ $1,569
E-5 $1,665 ≈ $1,665
E-6 $1,893 ≈ $1,893
E-7 $2,103 ≈ $2,103
E-8 $2,331 ≈ $2,331
E-9 $2,526 ≈ $2,526
W-1 $1,914 ≈ $1,914
W-2 $2,196 ≈ $2,196
W-3 $2,478 ≈ $2,478
W-4 $2,544 ≈ $2,544
W-5 $2,631 ≈ $2,631
O-1E $2,145 ≈ $2,145
O-2E $2,436 ≈ $2,436
O-3E $2,559 ≈ $2,559
O-1 $1,701 ≈ $1,701
O-2 $1,890 ≈ $1,890
O-3 $2,469 ≈ $2,469
O-4 $2,655 ≈ $2,655
O-5 $2,784 ≈ $2,784
O-6 $2,805 ≈ $2,805
O-7+ $2,823 ≈ $2,823

Source: DTMO BAH Rate Lookup, locality NY225 Fort Drum/Watertown. Calendar year 2026, rates effective 1 Jan 2026.

BAH, without dependents

BAH, without dependents, locality NY225. Last checked 17 Oct 2026.
Paygrade Monthlyceiling(USD) Approx.USD
E-1 to E-4 $1,356 ≈ $1,356
E-5 $1,422 ≈ $1,422
E-6 $1,476 ≈ $1,476
E-7 $1,578 ≈ $1,578
E-8 $1,749 ≈ $1,749
E-9 $1,896 ≈ $1,896
W-1 $1,548 ≈ $1,548
W-2 $1,713 ≈ $1,713
W-3 $1,899 ≈ $1,899
W-4 $1,938 ≈ $1,938
W-5 $2,154 ≈ $2,154
O-1E $1,662 ≈ $1,662
O-2E $1,827 ≈ $1,827
O-3E $1,920 ≈ $1,920
O-1 $1,470 ≈ $1,470
O-2 $1,638 ≈ $1,638
O-3 $1,902 ≈ $1,902
O-4 $2,115 ≈ $2,115
O-5 $2,244 ≈ $2,244
O-6 $2,457 ≈ $2,457
O-7+ $2,496 ≈ $2,496

Source: DTMO BAH Rate Lookup, locality NY225 Fort Drum/Watertown. Calendar year 2026, rates effective 1 Jan 2026.

Other figures

Other figures. Last checked 17 Oct 2026.
Item Amount
COLA Check current rate

COLA: DTMO CONUS COLA lookup.

Fort Drum uses military housing area NY225. The housing services ZIP on the Army page is 13602.

Housing allowance

On-base housing

  • The housing services office is in Clark Hall.
  • The building is 10720, room A2-54.
  • The street is Mount Belvedere Boulevard.
  • That address is Fort Drum, NY 13602.
  • Monday through Friday, hours are 7:30 am to 4:00 pm.
  • The page names Fort Drum Mountain Community Homes.
  • [email protected]

Community housing

  • The page says the office reviews leases.
  • The housing office reviews the home before the lease is signed.

Schools

  • Ask the housing office which schools serve your neighborhood.

Before you sign

  • Confirm locality NY225 before you use a Fort Drum rate.
  • Use the row for your grade and dependent status.
  • Report to housing before you sign a lease.

Update log

Date Change
17 Oct 2026 Re-read the DTMO report for ZIP 13602, calendar year 2026, E-5. The area line is still FT. DRUM/WATERTOWN, NY (NY225). With dependents $1665.00 and without dependents $1422.00 match the page.
17 Oct 2026 First version. BAH from the DTMO lookup for calendar year 2026. Housing facts from the Fort Drum housing division page.

Suggest a correction Never include personal info like your SSN or DoD ID.

Questions

What BAH locality covers Fort Drum?

The DTMO lookup for ZIP 13602 names Fort Drum and Watertown, New York, as NY225. The housing services office uses that ZIP.

Where is the housing services office?

The Army page lists Clark Hall, Building 10720, room A2-54, Fort Drum, NY 13602. Weekday hours are 7:30 am to 4:00 pm.